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Shoreline Payments

Verticals

The verticals we cover. One relationship to manage.

Instead of routing standard deals here and shopping the hard ones elsewhere, send everything through one relationship. Here's what that covers — with a particular specialty in automotive and non-profits.

Automotive

Specialty

Dealerships, repair shops, and parts retailers.

High-ticket sales, service invoicing, and parts counters — placed with processors built for auto's ticket sizes and chargeback patterns, not a generic retail setup.

Trades

Plumbers, electricians, HVAC, and contractors.

Invoice payments, in-person card-present jobs, and deposits that fit how trades actually get paid — not a generic retail setup bolted onto a service business.

Ecomm

Online stores and digital-first merchants.

From single-SKU brands to full catalogs, placed with processors that handle card-not-present risk properly instead of flagging every spike in volume.

Restaurant

Table-service, quick-service, and everything between.

Payments that keep up during a rush — tableside, counter, and online ordering, without the account getting flagged over normal seasonal swings.

Retail

Brick-and-mortar and card-present merchants.

The bread and butter — placed fast, without it becoming the whole conversation. These place quickly and reliably across most retail categories.

Non-Profit

Specialty

Donation processing and merchant accounts for non-profits.

Built for how non-profits actually take payments — one-time gifts, recurring donations, and events — not a for-profit merchant account repurposed for donations.

High Risk

The vertical most merchant-services shops quietly avoid.

The accounts that trigger an automatic decline everywhere else. Placement depends on matching the merchant to a provider whose underwriting already considers high-risk profiles — not guessing. Higher-risk solutions remain subject to provider eligibility, underwriting, applicable law, and card-network and sponsor-bank requirements.

Crypto

Exchanges, OTC desks, and crypto-adjacent merchants.

Crypto merchants need a processor built for the compliance and chargeback profile of the category, not a standard account with extra paperwork bolted on. That's a narrow list of processors, and our team knows which ones are actively considering new merchants. Availability is subject to provider eligibility, underwriting, applicable law, and provider terms.

Canadian Processing

Cross-border and Canada-domiciled merchants.

Canadian entities and U.S. merchants selling into Canada run into friction with processors that only think in USD. Matched with providers experienced in CAD settlement and Canadian underwriting. Availability is subject to provider eligibility, underwriting, geographic availability, and applicable law.

Beyond processing

Payment products merchants can add on top of core processing, through our provider partners.

Gift Cards

Branded gift card programs merchants can sell in-store and online — a straightforward way to drive repeat visits and prepaid revenue, offered through our provider partners.

Financing

Point-of-sale financing and buy-now-pay-later options, similar to Klarna — customers split larger purchases while the merchant is paid in full upfront. Offered through our financing partners, subject to their approval and terms.

Specialty partners

For merchants who need more than payments, we work with specialty partners in:

Website Development

Partners who design, build, and maintain merchant websites and online storefronts.

Automation

Partners who streamline back-office workflows — invoicing, scheduling, follow-ups — so merchants spend less time on repetitive tasks.

AI

Partners bringing practical AI tools to merchants, from customer service to marketing.

Not sure which vertical it falls under?

Send the details and we'll tell you plainly whether it's a fit — and where.

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